Giving Credit Where Credit is Due

One of the greatest mysteries in life for me is why in the world people would go to great lengths to get credit cards. It amazes me that people would even falsify information to obtain one. Perhaps its just the elusive temporary spending power they would want.

As Kiyosaki would say,

"It's not how much money you make, it's how much money you'd keep."

With this saying I even believe that Kiyosaki would think that a credit card company is a viable one. Once you have made the first business transaction, you are supposed to make a profit from it and not until people pay back the loans.

I'm not against credit cards. I'm for it, but I can't benefit from its privileges right now. The best reason why I'd get a credit card so I can easily pay for my bills in one fell swoop. With the way things are set up, you don't need to literally swipe for any of these bills.

One of the worst things of credit cards is once you can't pay, you're enslaved from those irritating credit collectors. Even if you're not the one who has to pay up, you still get irritated by them. Talk about un-business like telephone manners. No one would wish to work as a credit card collector. I can't blame them because they assume that every answer from the other end is a blatant lie, and every lame excuse has been given to them so they can be ignored.

It's a tough world, but only if these credit card companies properly select people who have financial intelligence, we won't get bugged by those unethical credit collectors.